VLABEL valuation
An independent valuation of your home or property
In the case of an inheritance, a gift or another legal transaction, a correct valuation of your property is essential. TOPO4D is a certified VLABEL valuer and carries out every VLABEL valuation in accordance with the official requirements of the Flemish Tax Administration (VLABEL).
You receive an independent and legally substantiated valuation report that you can use for your tax return or for other property-related files.
What is a VLABEL valuation?
A VLABEL valuation is a valuation of real estate by an expert valuer certified by the Flemish Tax Administration. The valuer determines the market value (sale value) of the property on a specific date, for example the date of death. This value forms the basis for calculating inheritance tax.
The big difference with an ordinary valuation of your home is its legal force. A valuation report from a VLABEL-certified valuer is binding on the Flemish Tax Administration, provided that:
- the report is drawn up by a valuer on VLABEL’s official list
- the report is properly substantiated and meets the legal formal and quality requirements
- the report is attached to the inheritance tax return at the time it is submitted
If these conditions are met, VLABEL adopts the estimated value. This gives you more legal certainty and avoids the risk of a fine for undervaluation.
When do you need a VLABEL valuation?
A VLABEL valuation of real estate is mainly common for an estate, but an independent valuation report is also valuable for other legal transactions in which the value of property plays a role.
Inheritance or estate
In the event of a death, the value of the real estate must be correctly included in the inheritance tax return. An objective valuation forms the basis for correctly settling the inheritance tax.
Gift of property
For a gift, a valuation report officially records the current market value of the house, building plot or apartment. This way, all parties have the same objective value.
Separation or buyout
When one partner takes over the home, an independent valuation ensures a fair financial settlement and a smooth division of the property.
Another legal transaction?
TOPO4D is also happy to help with a division, the ending of joint ownership, a contribution to a company or other legal transactions in which the value of property plays a role.
Who can carry out a VLABEL valuation?
For an inheritance tax return, there are different ways to determine the value of your home or other real estate. The choice you make can affect the inheritance tax and the fiscal certainty of your file.
- Declaring a value yourself: you determine the market value in the tax return yourself. This value is not binding, so VLABEL can still check or contest it afterwards. In case of undervaluation, you risk additional tax and possibly a fine.
- Requesting a free binding VLABEL valuation: you request a free binding valuation from the Flemish Tax Administration. This is often done without a site visit and is mainly based on the available file data. As a result, the specific characteristics and the actual condition of the home are not always fully taken into account in the valuation.
- Appointing a certified VLABEL valuer: a certified valuer, such as TOPO4D, visits the property on site and takes into account the location, condition, finish, renovations and other value-determining factors. You receive an independent valuation report which, provided it meets the VLABEL conditions, is binding for the inheritance tax return.
What are the benefits of a VLABEL valuation by a certified valuer?
Binding for VLABEL
A certified valuation report is binding for the inheritance tax return, provided it meets the official VLABEL conditions.
On-site visit
The home or property is actually visited, so that the real condition, finish and renovations are taken into account.
Objective market value
The valuation is completely independent and based on the current property market and the specific characteristics of the property.
Less risk of disputes
A well-substantiated valuation report provides clarity for all parties involved and helps prevent disputes about the value of the property.
What does a valuation report contain?
A valuation report of a home for VLABEL must meet strict legal requirements. At TOPO4D, the report includes, among other things:
- Identification of the property: location, cadastral data and ownership situation.
- Description of the property: surface areas, layout, year of construction, state of maintenance and renovations carried out.
- Planning and legal context: zoning, permits, easements and any charges or restrictions.
- Environmental factors: location, accessibility, amenities and possible nuisances.
- Photographic documentation of the property.
- Valuation: the valuation method used, comparable market references and a clear justification of the established value.
How does a VLABEL valuation by TOPO4D work?
01
Request
You contact us and we briefly discuss the situation: which property is involved, what the valuation is for and which deadlines apply.
02
Documents
We request the necessary documents, such as the title deed, cadastral data, the EPC and any plans or permits.
03
Site visit
Our valuer visits the property on site. We look at the condition, layout and finish and take measurements where necessary.
04
Analysis
We analyse the data, compare it with relevant market references and determine the market value on the requested date.
05
Valuation report
You receive a complete and substantiated valuation report that meets the VLABEL requirements, ready to be attached to the tax return.
How much does a VLABEL valuation cost?
The price of a VLABEL valuation depends on several factors: the type of property (house, apartment, land or commercial property), the size and complexity, the number of plots and the location. A simple valuation of a house takes less time than the valuation of a farm with several plots.
An exact price for your VLABEL valuation?
Curious about the cost of a VLABEL valuation? Request a no-obligation quote and receive a clear price tailored to your home or property.
They went before you
Frequently asked questions about VLABEL valuations
Is a VLABEL valuation mandatory for an inheritance?
No, you may also declare the value yourself or request a free binding valuation from VLABEL. A valuation by a certified valuer does, however, give you the most certainty: the value is binding and based on a site visit.
What is the difference between a VLABEL valuation and an ordinary home valuation?
An ordinary valuation gives an indication of the market value but is not binding for the inheritance tax return. A VLABEL valuation is drawn up according to the official quality requirements and can be accepted by VLABEL as a binding valuation.
How do I find a VLABEL-certified valuer?
You can find a certified VLABEL valuer via the official list of certified valuers of the Flemish Tax Administration. TOPO4D is certified to carry out binding valuations in accordance with the VLABEL guidelines.
Which documents do I need?
Usually, the title deed, cadastral data, the EPC and any building plans, permits or documents about renovations are sufficient. After the first contact, we will let you know exactly what we need.
A correct and binding value for your property?
Want certainty about the value of a home or other real estate in the case of an inheritance, gift or division? With a VLABEL valuation by TOPO4D, you receive an independent, well-substantiated valuation report that holds up. We think along with you, keep an eye on the deadlines and make sure everything runs correctly.
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